Payment Link Overview

BudPay's Payment Link feature allows you to accept payments without building a website or checkout page. Simply generate a link, share it with your customers, and start collecting payments instantly through any communication channel.

What is a Payment Link?

A Payment Link is a unique, shareable URL that directs customers to a secure BudPay-hosted payment page. When customers click the link, they can complete their payment using various methods including cards, bank transfers, or mobile money.

Key Benefits:

• No Website Needed: Accept payments without a website or app
• Quick Setup: Generate links in seconds via API or dashboard
• Share Anywhere: Send via email, SMS, WhatsApp, social media, or any channel
• Secure Payments: BudPay-hosted pages with industry-standard security
• Multiple Payment Methods: Customers choose their preferred option
• Track Everything: Monitor all transactions in your dashboard

How Payment Links Work

The payment link flow is simple and efficient:

Step 1: Create Link

You → API/Dashboard → Generate Payment Link

Create a payment link with amount, description, and other details.

Step 2: Share Link

You → Link → Customer (via Email/SMS/Social Media)

Send the generated link to your customer through any channel.

Step 3: Customer Pays

Customer → Opens Link → Completes Payment

Customer clicks the link and pays on BudPay's secure payment page.

Step 4: Get Notified

BudPay → Webhook/Email → You

Receive instant notification when payment is completed.

Payment Link Types

BudPay supports two types of payment links to suit different business needs:

One-Time Payment Links

Perfect for single transactions:

• Product sales
• Service payments
• One-off invoices
• Event tickets
• Donations

Example: Selling a product for ₦5,000

Recurring Payment Links

Ideal for subscription-based businesses:

• Monthly/yearly subscriptions
• Membership fees
• Recurring services
• Installment payments

Example: Monthly gym membership at ₦3,000/month for 12 months

Getting Started

You can create payment links in two ways:

1. Via API (For Developers)

Use BudPay's REST API to programmatically generate payment links:

POST https://api.budpay.com/api/v2/create_payment_link

Perfect for:

• Automated link generation
• Integration with existing systems
• High-volume businesses
• Custom applications

View API Documentation →

2. Via Dashboard (No Coding)

Create payment links manually through your BudPay dashboard:

1. Log in to your BudPay account
2. Navigate to Payment Links
3. Click "Create New Link"
4. Fill in the details
5. Copy and share the link

Perfect for:

• Quick one-off payments
• Non-technical users
• Testing and demos
• Small-scale operations

Best Practices

1. Use Clear Descriptions: Help customers understand what they're paying for with detailed descriptions.

2. Custom URLs Matter: Create memorable, branded URLs for better customer experience and trust.

3. Set Redirects: Always redirect customers back to your website to maintain engagement.

4. Track Performance: Monitor which links generate the most revenue to optimize your strategy.

5. Test Before Sharing: Always test payment links in sandbox mode before sending to real customers.

6. Organize with References: Use custom reference codes (paycode) to match your internal systems.

7. Update Regularly: Keep track of active links and disable expired or completed ones.

Security & Compliance

BudPay Payment Links are built with security in mind:

• PCI DSS Compliant: All transactions meet industry security standards
• Encrypted Connections: HTTPS encryption for all payment pages
• Secure Hosting: BudPay-hosted pages with robust security measures
• Fraud Prevention: Built-in fraud detection and prevention systems
• 3D Secure: Support for 3DS authentication on eligible cards

API Capabilities

BudPay's Payment Link API allows you to:

• Create payment links programmatically
• Retrieve link details and status
• Update link information
• Deactivate or delete links
• List all your payment links
• Track link-specific transactions

View Complete API Reference →

Support & Resources

Need help with Payment Links?

• Documentation: Comprehensive guides and examples
• API Reference: Detailed endpoint documentation
• Code Samples: Examples in multiple programming languages
• Dashboard Guide: Visual walkthrough of dashboard features
• Support Team: Technical assistance when you need it

Next Steps

Ready to start accepting payments with Payment Links?

1. Create Your First Payment Link - Learn the API
2. Get Your API Keys - Set up authentication